About Lebowa Wealth Management
Direction starts with understanding.
Before we talk about products, we talk about where you actually are — and where you're trying to get to. Here's the story behind the name, and the people behind the advice.
Our Story
Why we started here.
Lebowa Wealth Management was built on a simple observation: too many South Africans who could benefit from proper financial planning have never been offered it in a way that made sense for their lives. Professional financial advice has often been positioned as something for the already-wealthy, in the already-urban centres.
We wanted to build something different — a wealth management practice that takes protection, investment, retirement and legacy planning seriously, without assuming its clients already speak the language of finance or already have significant assets behind them.
That starting point shaped everything else, including the name.
Why "Lebowa"?
It means north in Sepedi.
Not a marketing invention — a word chosen because it says exactly what the business is for. Financial planning, at its core, is about direction: understanding where you stand today, and making deliberate decisions about where you're headed.
Every client's north looks different. Ours is simply to help you find yours.
Leadership
The person behind the practice.
Mokwati Thabo Ramphisa, AIISA
Chief Executive Officer / Wealth Manager
Mokwati Thabo Ramphisa is an accomplished wealth management executive and financial professional with extensive experience steering strategic asset allocation, portfolio diversification, and comprehensive financial planning. As the head of Lebowa Wealth Management, he brings a steadfast commitment to prioritizing client interests, mitigating risk, and maximizing sustainable, long-term returns.
Mokwati's professional background includes senior advisory and leadership roles with prominent financial institutions such as Old Mutual, where he specialized in high-net-worth client portfolio management, retirement planning, and estate structuring. His technical proficiency is rooted in a rigorous academic and professional foundation, featuring specialized qualifications in Financial Planning Law, Management Accounting (Man Acc), and a Bachelor of Accounting (BAcc). He has also successfully completed all required Regulatory Examinations (RE exams), ensuring the highest standards of compliance, governance, and fiduciary responsibility in his practice.
To sharpen his global perspective and entrepreneurial leadership, Mokwati completed executive entrepreneurship immersion programs at world-renowned institutions in Massachusetts — including Babson College, the MIT Martin Trust Center, Harvard University, and Tufts University. This elite international training equips him with cutting-edge strategic insights and global best practices, allowing him to drive innovation at Lebowa Wealth Management, navigate complex economic landscapes, and deliver world-class financial solutions for his clients.
Holding the prestigious AIISA designation (Associate of the Insurance Institute of South Africa), Mokwati combines deep technical acumen with strict regulatory compliance and visionary leadership. He is dedicated to fostering enduring client trust, driving strategic growth, and championing financial literacy and excellence within the wealth management sector.
Team
Who you'll work with.
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Our Approach
How we work with clients.
Start with your situation
Before any product is discussed, we take the time to understand your circumstances, your goals and what you're trying to protect or build.
Explain in plain English
Financial planning shouldn't require a finance degree to understand. We explain the reasoning behind every recommendation clearly.
Plan for the long term
Circumstances change. We see advice as an ongoing relationship, not a single transaction.
Who We Serve
Clients from every stage and background.
Individuals & Families
Protecting the people who depend on you, and building toward the life you want for them.
Professionals
Making the most of a growing career — from income protection through to retirement.
Business & Corporate Clients
Thinking about protection and planning in the context of running a business.